Insurance that finally makes sense.
A Columbus independent agency that shops your coverage across multiple carriers - so you get the right policy at the right price, and a local person when you need them.
We compare coverage across carriers
Coverage
What we protect.
From your first car to the business you built - coverage built around your actual life.
Home
Coverage built around what your home is actually worth, including replacement-cost details and liability protection - not a default policy from a call center.
Auto
We compare carriers on your behalf and explain every line. Bundles with home are priced as bundles, not two policies.
Umbrella
A million-dollar layer on top of your home and auto for a surprisingly small annual cost. Most people should have one.
Life
Term and permanent options explained in plain numbers, so the amount is right and the premium makes sense.
Business
Liability, property, workers' comp, and professional coverage, coordinated so there are no gaps between policies.
Why an independent agency.
Independent, not captive
We shop your coverage across multiple carriers, so you are not stuck with one company's prices.
Local people
A real agent in Columbus who answers the phone, reads your policy, and shows up when you file a claim.
Claims support
When something happens, we are on your side of the call - helping you navigate the claim, not routing you to a hotline.
Annual reviews
Coverage is reviewed every year, so it keeps up with your life and your assets - and never quietly drifts out of date.
Your agents.
Natalie Reyes
Principal agent
Founded Cornerstone to give Columbus a local agency with national carrier access. Still reads every policy she sells.
Derek Hughes
Commercial agent
Handles business and commercial coverage. Known for explaining contracts in plain English and returning calls same day.
Getting covered.
A quick conversation
Ten minutes on the phone about what you own, what you do, and what worries you.
We shop it
We compare coverage and price across multiple carriers - not just one quote from one company.
You decide
A clear, written comparison. You choose the coverage that makes sense, and we explain every line.
Annual review
We check in every year so your coverage keeps up with your life, your home, and your business.
You will not remember the premium you saved in twenty years. You will remember that someone answered the phone when it mattered.
From clients.
Natalie saved us $1,100 a year on home and auto and explained exactly what changed. That has never happened with a big insurer.
When we had a water claim, Cornerstone did the paperwork with us and got our contractor paid in a week.
Derek built our business coverage from scratch and found gaps our old broker missed entirely.
The agency.
In the Short North, above the coffee shop.
Columbus, OH 43215
See what we can save you.
A quick call, multiple carrier quotes, and a clear comparison - free, and you keep the choice.